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HR Hero Audio Conference on CD
Is Your Organization Roth-Ready? Making Sense of the New Roth 401(k) and 403 (b) Rules
Presented by David Powell & David Levine
May 18, 2006


Even though the live seminar on this topic has already taken place, you can still hear it! For your convenience, we've recorded it on CD, so you can listen when you have time or share it with colleagues in your organization.

Is Your Organization Roth-Ready? Making Sense of the New Roth 401(k) and 403 (b) Rules



The IRS has issued final rules for offering Roth 401(k) and 403(b) retirement savings accounts, clearing up a lot of the uncertainties that may have kept you from offering them to your workforce.

At this critical decision-making time, you must become fully informed on the pros and cons of such plans and how they work. Make a point of participating in a new audio conference, Is Your Organization Roth-Ready? Making Sense of the New Roth 401(k) and 403 (b) Rules.

When you do, you'll get answers to all the toughest questions, like:

  • Why Have a Roth 401(k)/403(b)? You’ll learn how to explain, to employees and top management, the economic advantage of paying taxes up-front, not at distribution, why AGI limits aren’t a problem, and who at your organization will find them most attractive.
  • Can you offer just Roth 401(k) or a 403(b) plan? You’ll learn all about your restrictions and requirements on offers, alterations, disclosures, non-discrimination testing.
  • What about rollovers Into a Roth 401(k) or 403(b)? Understand the links and options for rolling funds from existing accounts to new Roth accounts.
  • Are corrective distributions due to 401(k)/(m) testing permitted? What’s the rule on hardship distributions for tax purposes? Your conference leaders will explain how to aggregate both Roth and regular account loans.
  • Are there different rules covering Roth distributions? You’ll learn what qualifies Roth 401(k) and 403(b) participants for distributions, and which funds are so eligible for tax-free status. Plus, you’ll learn the major distribution differences between these plans and standard Roth IRAs.
  • Plus, you’ll gain a thorough understanding of your key implementation and management obligations regarding ESOP 404(k) elective distributions … cashout rules… rollovers in and out of a Roth 401(k)/403(b) …the 5-year clock starting point … 1099-R reporting … plan amendments and communication requirements … correcting errors… and more!

Don't wait for your internal clients to start asking about this new retirement savings instrument. Get ahead of the curve by investing just 90 minutes in this lively discussion.

Is Your Organization Roth-Ready? Making Sense of the New Roth 401(k) and 403 (b) Rules is just $197.


or call (800) 274-6774

You risk nothing by purchasing because we will refund every penny, no questions asked, if you are in any way dissatisfied with this HR Hero audio seminar on CD.

Because Is Your Organization Roth-Ready? Making Sense of the New Roth 401(k) and 403 (b) Rules is an audio seminar on CD you enjoy:

  • Fast, convenient learning without any out-of-office time lost.
  • No travel-related expenses or complications.
  • The perfect way to train as many employees as you like.

About Your Guest Speakers, David Powell & David Levine

David Powell and David Levine are both principals in the Groom Law Group in Washington, D.C., the country's largest and preeminent employee benefits law firm. They have been involved with Roth accounts since their inception in the 2001 tax bill, and provided comments to the Service on how such accounts should operate prior to the regulations being issued.

David W. Powell, Esq., received his law degree from the University of Texas School of Law in 1982 and has practiced in the tax and employee benefits field in New Orleans, New York City, and Washington, D.C. He is a certified public accountant, is a past president of the Washington Employee Benefits Forum, and is listed in the 2005-6 Best Lawyers in America for Employee Benefits in Washington, D.C. He speaks and writes frequently on employee benefits subjects for both large companies and nonprofit organizations.

David N. Levine, Esq., received his law degree from the University of Pennsylvania Law School in 1997 and has practiced in the tax and employee benefits field in New York City and Washington, D.C. He is co-chair of the Important Developments and Young Lawyers Committees of the Employee Benefits Committee of the American Bar Association Tax Section. He speaks and writes frequently on Roth 401(k) issues and other employee benefits and tax-exempt organization issues.

 


or call (800) 274-6774

How does an Audio Conference on CD work?

An HR Hero Audio Conference on CD is a previously-recorded seminar that you listen to on your computer, auto, or home CD player. With each event focusing on one area of employment law, you can quickly catch up on the latest developments in employment law and HR issues, as your schedule permits.

Quick: Depending on the topic, HR Hero Audio Conferences normally range from an hour to 90 minutes, and we'll stay right on schedule.

Convenient: Listen at your own convenience, and share the CD with others in your department.

Expert: The HR Hero Audio Conference presenters are nationally known employment attorneys or HR experts. They quickly and concisely explain what you really need to know about the topic.


Is Your Organization Roth-Ready? Making Sense of the New Roth 401(k) and 403 (b) Rules is $197.


or call (800) 274-6774



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