Archive for the 'Health Insurance' Category

Health Care Reform Provisions Employers Need to Worry About

November 18, 2010 at 9:00 pm by: Arkansas Employment Law Letter

Have you been pulling your hair out for the past several months trying to determine what health care reform means for your organization? This article will provide you with a good starting point by outlining many of the major provisions of the health care reform package (the Patient Protection and Affordable Care Act and the [...]

Health Care Reform Gives Employer Wellness Programs a Boost — But Be Careful

September 16, 2010 at 9:00 pm by: Mississippi Employment Law Letter

by  Susan Fahey Desmond
Well, here it is — the Health Care Reform and Control Act. Beginning January 1, 2014, every individual will be required to have “minimum essential coverage” through individual market, employer-provided or certain other coverage (e.g., Medicare or CHIP).  Also, beginning January 12, 2014, any employer who employed an average of 50 employees [...]

September 23: The First Step on Road to Health Care Reform Compliance

September 15, 2010 at 9:31 am by: HR Hero Line

By Tamara S. Killion
Groom Law Group, Chartered
On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act into law. Among other things, the Act dramatically changes health insurance coverage, including employer-provided health insurance and employer-sponsored group health plans (together, “group health plans”).

Health Care Reform and Workers’ Compensation

April 22, 2010 at 9:24 pm by: Alabama Employment Law Letter

by Donald M. Harrison
Will health care reform affect workers’ comp? Even though the term “workers’ compensation” isn’t mentioned in the bill, I anticipate both direct and indirect effects on workers’ comp. Most of the consequences are unknown at this time and may not be known for several years, but two direct results are already clear:

Do Your Benefit Plans Violate the ADEA?

April 15, 2010 at 9:02 pm by: Virginia Employment Law Letter

by Stephen Stine
We aren’t getting any younger, and neither are your employees. As a result, employers are increasingly having to confront age-related issues that may lead to legal liability. These issues arise not only in the context of hiring and firing decisions but also in the design of benefit plans. To ensure your benefit plans [...]

Health Insurance Discounts for Employees Who Don’t Use Tobacco

February 11, 2010 at 9:00 pm by: Idaho Employment Law Letter

by Sally J. Reynolds
Each year thousands of Americans resolve to quit smoking, but most will be unsuccessful. Some employers have begun implementing financial incentives to motivate their health plan participants to stop using tobacco. One type of reward may be a discount on health insurance premiums for employees who don’t use tobacco or are actively [...]

Managing Employee Health Insurance Premiums under Revised FMLA Regulations

October 30, 2009 at 2:26 pm by: Georgia Employment Law Letter

When an employee takes unpaid Family and Medical Leave Act (FMLA) leave, how do you legally manage his share of premiums for group health care coverage under the new FMLA regulations? What are the potential liabilities, and how can you avoid them? What are an employer’s rights? The answers to those questions are provided below.
FMLA [...]

Using Wellness Programs to Reduce Health Care Costs

August 7, 2009 at 1:10 pm by: Mississippi Employment Law Letter

by Susan Fahey Desmond
In addressing the ever increasing costs of health care in the United States, Congress is looking at options that would theoretically make health insurance more affordable to Americans. The task of making health insurance more affordable to all is monumental. President Obama has said, “There’s no quick fix; there’s no silver bullet.”

Senate Finance Committee’s Proposals to Expand Health Care, Reduce Costs, and Pay for It All

July 10, 2009 at 2:53 pm by: Benefits Complete Compliance

Previously, we discussed three potential option papers the Senate Finance Committee released in April and May which outline major health care reform issues and approaches to resolving them. This week, we will look at the specifics of each of the three papers and what they mean for employers. Since the papers were released, the Congressional [...]

Senate Finance Committee Maps Routes to Health Care Reform

June 26, 2009 at 3:24 pm by: Benefits Complete Compliance

Health care industry leaders — including some who opposed the Clinton administration’s 1993 health care reform efforts — are now pledging to rein in the rate at which costs increase. President Barack Obama did a one-hour interview and town-hall style discussion about health care reform on prime time network TV this week. Lawmakers promise quick [...]